Commercial Refrigeration & Rooftop HVAC · Toronto & GTA Mon–Fri 8am–7pm · Sat 8am–4pm · 416-655-7672

Financing for Refrigeration & HVAC Work

Spread the cost of a new walk-in, a compressor replacement or a rooftop unit over monthly payments. Financing is provided by our partner Keystone Financial Group, on approved credit.

Don't let a big repair wait

When a compressor fails or a rooftop unit reaches the end of its life, the bill usually arrives at the worst time. Waiting can cost more in lost product and emergency calls than the repair itself.

Through Keystone Financial Group, our customers can pay for larger jobs in monthly payments instead of one lump sum, and keep their cash for running the business.

Apply for Financing

What you can finance

  • New walk-in coolers and freezers
  • Refrigeration system installations and replacements
  • Compressor and condensing unit replacements
  • Major repairs and overhauls
  • Rooftop HVAC unit (RTU) replacements
  • Display cases, reach-ins and ice machines we install

Financing options

Lease-to-own

Terms from 12 to 60 months for a single unit or a complete installation, including labour. You own the equipment at the end, with a nominal buyout.

Short-term business loans

Quick approvals for urgent repairs and replacements, so the work doesn't have to wait.

Business loans

For larger projects such as a new store, an expansion or a full renovation.

What does it cost?

As a rough guide, lease payments run about $1.15 to $1.48 a day for every $1,000 financed, or roughly $35 to $45 a month.

Amount financedEstimated payment
$5,000about $5.75 to $7.40 a day
$10,000about $11.50 to $14.80 a day
$25,000about $28.75 to $37.00 a day
$50,000about $57.50 to $74.00 a day

These are estimates only. Your actual payment depends on the term you choose and credit approval.

Tech Cooling technician servicing rooftop units

How it works

  1. Get a quoteWe inspect the job and give you a clear price, so you know the amount to finance.
  2. Apply with KeystoneFill in Keystone's online form. Choose "Leasing" and write "Referred by Tech Cooling Solution Inc." in the message.
  3. Get approvedKeystone contacts you directly to finish the application.
  4. We do the workOnce you're approved, we schedule the installation or repair.

Frequently Asked Questions

Who provides the financing?

Keystone Financial Group. Tech Cooling Solution Inc. is not a lender. Keystone reviews the application and makes the credit decision.

Can I finance a repair, or only new equipment?

Both. Larger repairs, overhauls and replacements can be financed, as well as new installations. Call us first so we can quote the job.

How long are the terms?

Lease-to-own terms run from 12 to 60 months. Keystone will go over the options that fit your business.

Do I own the equipment at the end?

With lease-to-own, yes. You own the equipment at the end of the term, with a nominal buyout.

How do I start?

Ask us for a quote, then apply on Keystone's website and mention you were referred by Tech Cooling Solution Inc.

Financing provided by Keystone Financial Group, O.A.C. (on approved credit). Tech Cooling Solution Inc. is not a lender. Payment examples are estimates only.

Need a technician? Call 416-655-7672

Refrigeration and rooftop HVAC across the GTA. Mon–Fri 8am–7pm, Sat 8am–4pm.

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